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Minnesota Farmers' Market Association 


Vendor Insurance

Market Insurance


General Liability Insurance including Products and Completed Operations

Limits of Liability:

  • $3,000,000 general aggregate
  • $1,000,000 products and complete operations aggregate
  • $1,000,000 personal and advertising injury
  • $1,000,000 per occurrence
  • $100,000 fire damage
  • $2,000,000 umbrella each occurrence
  • $250 deductible for property damage
  • Group Policy
  • Excess Policy 

 Policy term: January 1, 2023 to December 31, 2023 

Insurance Sign Up

for 2024 Is Open!

Insurance premiums for 2024 are seeing a 4.52% to 7.11% increase across all our categories this year. Insurance experts caution that policies attached to property will continue to rise as long as extreme weather events continue to create damage.

Again in 2023, we had a claim due to damage caused by high winds when a tent blew into a vehicle (same as in 2022). Manager and vendors: let's make sure there is a minimum of 25 pounds weight per tent leg.

On the plus side, no other claims or reports, so thank you for producing the safest, most healthy food in Minnesota and Wisconsin and for operating such safe, welcoming markets. 

Key things to keep in mind:

  • For renewals - please review your entire online application! Things change year-to-year, so you need to update those changes.
  • Listing additional insureds on  your certificate is no extra charge; try to add those when you apply / renew.
  • We fixed some website issues, so policies should get processed faster. Still, - plan on 2 weeks turnaround time.
  • Use an email you check often - your certificate of insurance gets emailed to you.

The Minnesota Farmers’ Market Association offers a group insurance policy exclusively for MFMA member markets and MFMA member vendors through Advantage 1 Insurance Agency. Please note this policy covers markets and vendors in both Minnesota and Wisconsin! 


 For Insurance Questions

  Contact Kathy Zeman

  (507) 664-9446 (feel free to text!)

MFMA provides services, programs, and leadership that support and promote farmers' markets

across Minnesota and our Tribal Nations.

We envision a community of vibrant, profitable, and professionally managed Minnesota farmers’ markets that:

Cultivates, nourishes, and inspires a vibrant local foods community;

provides accessibility to all to local farm fresh foods;

allows local food producers to thrive and grow.

Engagement & Inclusion Director: Sina War /// /// (612) 695-6587 

Local Foodshed Database Manager: Maeve Mallozzi-Kelly /// /// (574) 310-5553

Executive Director: Kathy Zeman /// /// (507) 664-9446 

Minnesota Farmers' Market Association /// 9800 155th Street East, Nerstrand MN 55053 /// 


Copyright MFMA 2024

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